/* ==========================================================================
   MFE Ubezpieczenia – arkusz stylów szablonu
   ========================================================================== */

:root {
  --mfe-azure: #1f85b6;
  --mfe-azure-light: #25aae1;
  --mfe-azure-ink: #17739f;
  --mfe-azure-dark: #0f5f86;
  --mfe-navy: #0b2a3d;
  --mfe-text-muted: #4a5a66;
  --mfe-dropdown-text: #484848;
  --mfe-footer-text: #615c58;
  --mfe-border: #c8d6e3;
  --mfe-green-1: #4dbd3f;
  --mfe-green-2: #32e62e;
  --mfe-green-light: #5fe07a;
  --mfe-green-ink: #1c7f27;
  --tile: #1a7aa8;
  --font: Poppins, system-ui, -apple-system, "Segoe UI", sans-serif;
}

/* ---------- GENERAL ---------- */
* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
  scroll-padding-top: 96px;
}

body {
  margin: 0;
  background: #fff;
  font-family: var(--font);
  color: var(--mfe-navy);
  -webkit-font-smoothing: antialiased;
}

img,
svg {
  max-width: 100%;
}

a {
  color: var(--mfe-azure-ink);
}

a:hover {
  color: var(--mfe-azure-light);
}

[hidden] {
  display: none !important;
}

.sr-only {
  position: absolute;
  width: 1px;
  height: 1px;
  overflow: hidden;
  clip: rect(0 0 0 0);
  white-space: nowrap;
}

.wrap {
  max-width: 1300px;
  margin: 0 auto;
  padding: 0 24px;
}

.sec {
  padding: 96px 0;
}

.eyebrow {
  display: inline-block;
  font-size: 13px;
  font-weight: 600;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--mfe-azure-ink);
}

.h2 {
  font-size: clamp(28px, 3vw, 40px);
  line-height: 1.15;
  font-weight: 700;
  letter-spacing: -0.02em;
  color: var(--mfe-navy);
  margin: 10px 0 0;
}

/* ==========================================================================
   HEADLINE
   ========================================================================== */
.hdr {
  position: sticky;
  top: 0;
  z-index: 40;
  background: rgba(255, 255, 255, 0.92);
  backdrop-filter: blur(14px);
  -webkit-backdrop-filter: blur(14px);
  border-bottom: 1px solid #e6eff5;
}

.hdr-row {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  height: 80px;
}

.logo {
  display: flex;
  align-items: center;
  gap: 14px;
  text-decoration: none;
  color: var(--mfe-navy);
}

.logo:hover {
  color: var(--mfe-navy);
}

.logo-div {
  width: 1px;
  height: 28px;
  position: relative;
  top: 2px;
  background: var(--mfe-border);
}

.logo-txt {
  position: relative;
  top: 2px;
  color: var(--mfe-navy);
  font-weight: 700;
  font-size: 16px;
  letter-spacing: -0.01em;
}

.nav {
  display: flex;
  align-items: center;
  gap: 4px;
}

.nav-item {
  position: relative;
}

.nav-link {
  display: flex;
  align-items: center;
  gap: 6px;
  min-height: 44px;
  padding: 0 14px;
  border-radius: 12px;
  font-family: inherit;
  font-weight: 600;
  font-size: 15px;
  color: var(--mfe-azure-ink);
  text-decoration: none;
  background: transparent;
  border: 0;
  cursor: pointer;
  transition: background 0.15s;
}

.nav-link svg {
  transition: transform 0.2s;
}

.nav-item:hover .nav-link,
.nav-item:focus-within .nav-link {
  background: #eef7fc;
  color: var(--mfe-azure-ink);
}

.nav-item:hover .nav-link svg,
.nav-item:focus-within .nav-link svg {
  transform: rotate(180deg);
}

.dd {
  position: absolute;
  top: 100%;
  left: 0;
  padding-top: 10px;
  opacity: 0;
  visibility: hidden;
  transform: translateY(6px);
  transition:
    opacity 0.18s,
    transform 0.18s,
    visibility 0.18s;
  z-index: 60;
}

.nav-item:hover .dd,
.nav-item:focus-within .dd {
  opacity: 1;
  visibility: visible;
  transform: none;
}

.dd-panel {
  min-width: 280px;
  padding: 10px;
  background: #fff;
  border-radius: 18px;
  box-shadow:
    0 24px 48px -16px rgba(11, 42, 61, 0.25),
    0 0 0 1px rgba(11, 42, 61, 0.06);
}

.dd-panel a {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 11px 14px;
  border-radius: 10px;
  color: var(--mfe-dropdown-text);
  font-size: 14px;
  font-weight: 500;
  text-decoration: none;
  transition:
    color 0.15s,
    background 0.15s;
}

.dd-panel a:hover {
  color: var(--mfe-azure-light);
  background: #f2f9fd;
}

.nav-cta {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  min-height: 44px;
  padding: 0 22px;
  margin-left: 10px;
  border-radius: 999px;
  background: var(--mfe-navy);
  color: #fff;
  font-weight: 600;
  font-size: 15px;
  text-decoration: none;
  transition: background 0.15s;
}

.nav-cta:hover {
  background: var(--mfe-azure-dark);
  color: #fff;
}

.burger {
  display: none;
  width: 44px;
  height: 44px;
  border-radius: 12px;
  border: 1px solid #dbe7ef;
  background: #fff;
  color: var(--mfe-navy);
  align-items: center;
  justify-content: center;
  cursor: pointer;
}

.burger__icon {
  position: relative;
  display: grid;
  width: 20px;
  height: 16px;
}

.burger__icon span {
  position: absolute;
  left: 0;
  width: 100%;
  height: 2px;
  border-radius: 2px;
  background: currentColor;
  transition:
    top 0.22s ease,
    transform 0.22s ease,
    opacity 0.16s ease;
}

.burger__icon span:nth-child(1) {
  top: 0;
}

.burger__icon span:nth-child(2) {
  top: 7px;
}

.burger__icon span:nth-child(3) {
  top: 14px;
}

.burger.is-active .burger__icon span:nth-child(1) {
  top: 7px;
  transform: rotate(45deg);
}

.burger.is-active .burger__icon span:nth-child(2) {
  opacity: 0;
}

.burger.is-active .burger__icon span:nth-child(3) {
  top: 7px;
  transform: rotate(-45deg);
}

.m-menu {
  border-top: 1px solid #e6eff5;
  padding: 8px 24px 24px;
  background: #fff;
}

.m-menu details {
  border-bottom: 1px solid #eef3f7;
}

.m-menu summary {
  list-style: none;
  display: flex;
  justify-content: space-between;
  align-items: center;
  min-height: 52px;
  font-weight: 600;
  font-size: 16px;
  color: var(--mfe-azure-ink);
  cursor: pointer;
}

.m-menu summary::-webkit-details-marker {
  display: none;
}

.m-menu details a {
  display: block;
  padding: 10px 0 10px 12px;
  color: var(--mfe-dropdown-text);
  font-size: 15px;
  text-decoration: none;
}

.m-menu .m-contact {
  display: flex;
  align-items: center;
  justify-content: center;
  margin-top: 18px;
  min-height: 48px;
  border-radius: 999px;
  background: var(--mfe-azure-ink);
  color: #fff;
  font-weight: 600;
  text-decoration: none;
}

/* ==========================================================================
   HERO
   ========================================================================== */
.hero {
  padding: 28px 0 0;
}

.slider {
  position: relative;
  border-radius: 28px;
  overflow: hidden;
  box-shadow: 0 34px 60px -34px rgba(11, 42, 61, 0.55);
}

.track {
  display: flex;
  transition: transform 0.7s cubic-bezier(0.65, 0.05, 0.25, 1);
}

.slide {
  flex: 0 0 100%;
  min-height: 440px;
  position: relative;
  overflow: hidden;
  display: grid;
  grid-template-columns: minmax(0, 1.15fr) minmax(0, 0.85fr);
  align-items: center;
  gap: 24px;
  padding: 56px 104px;
}

.slide::before {
  content: "";
  position: absolute;
  width: 560px;
  height: 560px;
  border-radius: 50%;
  right: -180px;
  top: -200px;
  background: rgba(255, 255, 255, 0.05);
}

.slide::after {
  content: "";
  position: absolute;
  width: 260px;
  height: 260px;
  border-radius: 50%;
  left: -90px;
  bottom: -150px;
  background: rgba(255, 255, 255, 0.04);
}

.slide-copy {
  position: relative;
  z-index: 1;
  color: #fff;
}

.pill {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 7px 14px;
  border-radius: 999px;
  background: rgba(255, 255, 255, 0.13);
  border: 1px solid rgba(255, 255, 255, 0.2);
  font-size: 13px;
  font-weight: 600;
  letter-spacing: 0.02em;
}

.pill-dot {
  width: 7px;
  height: 7px;
  border-radius: 50%;
  background: var(--mfe-green-light);
}

.s-title {
  font-size: clamp(32px, 4vw, 54px);
  line-height: 1.06;
  font-weight: 700;
  letter-spacing: -0.025em;
  margin: 20px 0 14px;
  color: #fff;
}

.s-sub {
  font-size: 19px;
  line-height: 1.55;
  margin: 0;
  color: rgba(255, 255, 255, 0.86);
  max-width: 460px;
}

.code-row {
  display: flex;
  align-items: center;
  gap: 12px;
  margin-top: 22px;
}

.code-label {
  font-size: 15px;
  color: rgba(255, 255, 255, 0.8);
}

.code {
  padding: 8px 18px;
  border-radius: 12px;
  border: 1.5px dashed rgba(255, 255, 255, 0.6);
  font-weight: 700;
  font-size: 18px;
  letter-spacing: 0.14em;
}

.s-btn {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  margin-top: 28px;
  min-height: 52px;
  padding: 0 26px;
  border-radius: 14px;
  background: #fff;
  color: var(--mfe-navy);
  font-weight: 600;
  font-size: 15px;
  text-decoration: none;
  transition: transform 0.15s;
}

.s-btn:hover {
  color: var(--mfe-navy);
  transform: translateX(3px);
}

.illu {
  position: relative;
  z-index: 1;
  height: 340px;
  display: grid;
  place-items: center;
}

.ring {
  position: absolute;
  border-radius: 50%;
}

.r1 {
  width: 340px;
  height: 340px;
  background: rgba(255, 255, 255, 0.07);
}

.r2 {
  width: 240px;
  height: 240px;
  border: 1.5px dashed rgba(255, 255, 255, 0.32);
}

.r3 {
  width: 14px;
  height: 14px;
  background: var(--mfe-green-light);
  top: 46px;
  left: 70px;
}

.illu-card {
  position: relative;
  width: 136px;
  height: 136px;
  border-radius: 34px;
  background: #fff;
  color: var(--mfe-azure-ink);
  display: grid;
  place-items: center;
  box-shadow: 0 28px 50px -18px rgba(0, 0, 0, 0.45);
  transform: rotate(-6deg);
}

.chip {
  position: absolute;
  display: flex;
  align-items: center;
  gap: 8px;
  border-radius: 14px;
  font-weight: 700;
  box-shadow: 0 16px 30px -14px rgba(0, 0, 0, 0.45);
}

.chip-a {
  top: 52px;
  right: 44px;
  padding: 10px 16px;
  background: var(--mfe-green-light);
  color: var(--mfe-navy);
  font-size: 18px;
  transform: rotate(7deg);
}

.chip-b {
  bottom: 48px;
  left: 24px;
  padding: 10px 14px;
  background: #fff;
  color: var(--mfe-navy);
  font-size: 13px;
  font-weight: 600;
}

.chip-b svg {
  color: var(--mfe-green-ink);
}

.arrow {
  position: absolute;
  top: 50%;
  transform: translateY(-50%);
  z-index: 3;
  width: 48px;
  height: 48px;
  border-radius: 50%;
  display: grid;
  place-items: center;
  background: rgba(255, 255, 255, 0.12);
  border: 1px solid rgba(255, 255, 255, 0.3);
  color: #fff;
  cursor: pointer;
  backdrop-filter: blur(8px);
  -webkit-backdrop-filter: blur(8px);
  transition:
    background 0.15s,
    color 0.15s;
}

.arrow:hover {
  background: #fff;
  color: var(--mfe-navy);
}

.arrow-l {
  left: 24px;
}

.arrow-r {
  right: 24px;
}

.dots {
  position: absolute;
  bottom: 14px;
  left: 50%;
  transform: translateX(-50%);
  z-index: 3;
  display: flex;
  align-items: center;
}

.dot {
  height: 44px;
  min-width: 24px;
  padding: 0 5px;
  display: grid;
  place-items: center;
  background: transparent;
  border: 0;
  cursor: pointer;
}

.dot-i {
  display: block;
  width: 8px;
  height: 8px;
  border-radius: 99px;
  background: rgba(255, 255, 255, 0.5);
  transition:
    width 0.35s,
    background 0.35s;
}

.dot-i.on {
  width: 30px;
  background: #fff;
}

/* ==========================================================================
   TILES
   ========================================================================== */
.tiles-head {
  display: flex;
  align-items: flex-end;
  justify-content: space-between;
  gap: 24px;
  flex-wrap: wrap;
  margin-bottom: 40px;
}

.tiles-aside {
  font-size: 15px;
  color: var(--mfe-text-muted);
  margin: 0;
}

.tiles-aside a {
  font-weight: 600;
  text-decoration: none;
}

.tiles {
  display: grid;
  grid-template-columns: repeat(8, minmax(0, 1fr));
  gap: 16px;
}

.tile {
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  gap: 16px;
  min-height: 156px;
  padding: 24px 10px 20px;
  border-radius: 22px;
  background: var(--tile);
  border: 2px solid var(--tile);
  color: #fff;
  text-align: center;
  text-decoration: none;
  font-size: 14.5px;
  font-weight: 600;
  line-height: 1.3;
  box-shadow: 0 18px 30px -18px rgba(15, 95, 134, 0.7);
  transition:
    background 0.2s,
    color 0.2s,
    transform 0.2s,
    box-shadow 0.2s;
}

.tile:hover {
  background: #fff;
  color: var(--tile);
  transform: translateY(-4px);
  box-shadow: 0 22px 36px -20px rgba(15, 95, 134, 0.55);
}

.tile svg {
  width: 40px;
  height: 40px;
}

/* ==========================================================================
   CONTACT
   ========================================================================== */
.contact {
  background: #f4f9fc;
}

.c-grid {
  display: grid;
  grid-template-columns: minmax(0, 5fr) minmax(0, 7fr);
  gap: 24px;
  align-items: stretch;
}

.c-panel {
  position: relative;
  overflow: hidden;
  border-radius: 28px;
  background: var(--mfe-navy);
  color: #fff;
  padding: 52px 48px;
}

.c-panel::before {
  content: "";
  position: absolute;
  width: 420px;
  height: 420px;
  border-radius: 50%;
  right: -200px;
  bottom: -200px;
  border: 60px solid rgba(37, 170, 225, 0.12);
}

.c-panel h2 {
  position: relative;
  font-size: clamp(28px, 3vw, 38px);
  line-height: 1.15;
  font-weight: 700;
  letter-spacing: -0.02em;
  margin: 0 0 12px;
  color: #fff;
}

.c-lead {
  position: relative;
  margin: 0 0 36px;
  font-size: 15.5px;
  line-height: 1.6;
  color: rgba(255, 255, 255, 0.78);
}

.c-row {
  position: relative;
  display: flex;
  gap: 18px;
  align-items: flex-start;
  padding: 24px 0;
  border-top: 1px solid rgba(255, 255, 255, 0.12);
}

.c-ico {
  flex: none;
  width: 52px;
  height: 52px;
  border-radius: 16px;
  display: grid;
  place-items: center;
  background: rgba(255, 255, 255, 0.08);
  color: var(--mfe-green-light);
}

.c-label {
  font-size: 13px;
  font-weight: 600;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: rgba(255, 255, 255, 0.68);
  margin-bottom: 6px;
}

.c-link {
  display: block;
  font-size: 22px;
  font-weight: 600;
  color: #fff;
  text-decoration: none;
  line-height: 1.5;
  transition: color 0.15s;
}

.c-link:hover {
  color: var(--mfe-green-light);
}

.c-hours {
  display: flex;
  align-items: center;
  gap: 8px;
  margin-top: 8px;
  font-size: 13.5px;
  color: rgba(255, 255, 255, 0.72);
}

.f-card {
  border-radius: 28px;
  background: #fff;
  border: 1px solid #e1edf4;
  padding: 48px;
  box-shadow: 0 30px 60px -40px rgba(11, 42, 61, 0.35);
}

.f-title {
  font-size: clamp(24px, 2.4vw, 32px);
  line-height: 1.25;
  font-weight: 700;
  letter-spacing: -0.015em;
  color: var(--mfe-azure-ink);
  margin: 0 0 30px;
}

.mark {
  background: linear-gradient(transparent 60%, #c9f5d1 60%);
  padding: 0 3px;
  color: var(--mfe-navy);
}

.f-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 16px;
  margin-bottom: 28px;
}

.field label {
  display: block;
  font-size: 13.5px;
  font-weight: 600;
  color: var(--mfe-navy);
  margin-bottom: 8px;
}

.field input {
  width: 100%;
  height: 54px;
  padding: 0 18px;
  border-radius: 14px;
  border: 1.5px solid var(--mfe-border);
  background: #fff;
  font: 500 15px var(--font);
  color: #000;
  outline: none;
  transition:
    border-color 0.15s,
    box-shadow 0.15s;
}

.field input::placeholder {
  color: #8a9aa6;
}

.field input:focus {
  border-color: var(--mfe-azure);
  box-shadow: 0 0 0 4px rgba(37, 170, 225, 0.18);
}

.consents {
  border-radius: 18px;
  background: #f4f9fc;
  padding: 8px 20px;
}

.chk {
  display: flex;
  gap: 14px;
  align-items: flex-start;
  padding: 14px 0;
  cursor: pointer;
  font-size: 12.5px;
  line-height: 1.55;
  color: var(--mfe-text-muted);
}

.chk + .chk {
  border-top: 1px solid #e1edf4;
}

.chk input {
  flex: none;
  width: 20px;
  height: 20px;
  margin: 1px 0 0;
  accent-color: var(--mfe-azure-ink);
  cursor: pointer;
}

.chk-all {
  font-size: 14px;
  font-weight: 700;
  color: var(--mfe-navy);
}

.req {
  color: #c2410c;
  font-weight: 700;
}

.f-foot {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
  flex-wrap: wrap;
  margin-top: 28px;
}

.f-note {
  font-size: 12.5px;
  color: var(--mfe-text-muted);
  margin: 0;
}

.field-error,
.form-feedback {
  margin: 14px 0 0;
  font-size: 13px;
  line-height: 1.5;
}

.field-error,
.form-feedback--error {
  color: #b42318;
}

.field input[aria-invalid="true"] {
  border-color: #d92d20;
  box-shadow: 0 0 0 3px rgba(217, 45, 32, 0.1);
}

.mfe-honeypot {
  position: absolute !important;
  width: 1px !important;
  height: 1px !important;
  overflow: hidden !important;
  clip: rect(0 0 0 0) !important;
  white-space: nowrap !important;
}

.btn-send {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  height: 56px;
  padding: 0 38px;
  border-radius: 14px;
  border: 2px solid transparent;
  background: linear-gradient(135deg, var(--mfe-green-1), var(--mfe-green-2));
  color: var(--mfe-navy);
  font: 700 16px var(--font);
  cursor: pointer;
  box-shadow: 0 16px 30px -14px rgba(50, 200, 60, 0.75);
  transition:
    background 0.2s,
    color 0.2s,
    box-shadow 0.2s,
    border-color 0.2s;
}

.btn-send:not(:disabled):hover {
  background: transparent;
  border-color: var(--mfe-green-2);
  color: var(--mfe-green-ink);
  box-shadow: none;
}

.btn-send:disabled {
  opacity: 0.5;
  cursor: not-allowed !important;
  box-shadow: none;
}

/* ==========================================================================
   MODAL
   ========================================================================== */
.modal-bg {
  position: fixed;
  inset: 0;
  z-index: 100;
  display: grid;
  place-items: center;
  padding: 24px;
  background: rgba(11, 42, 61, 0.55);
  backdrop-filter: blur(4px);
  -webkit-backdrop-filter: blur(4px);
}

.modal {
  width: 100%;
  max-width: 440px;
  border-radius: 28px;
  background: #fff;
  padding: 44px 40px 36px;
  text-align: center;
  box-shadow: 0 40px 80px -30px rgba(0, 0, 0, 0.5);
}

.modal-ico {
  width: 72px;
  height: 72px;
  margin: 0 auto 22px;
  border-radius: 50%;
  display: grid;
  place-items: center;
  background: #e3f9e7;
  color: var(--mfe-green-ink);
}

.modal h3 {
  margin: 0 0 10px;
  font-size: 26px;
  font-weight: 700;
  color: var(--mfe-navy);
}

.modal p {
  margin: 0 0 28px;
  font-size: 15px;
  line-height: 1.6;
  color: var(--mfe-text-muted);
}

.modal button {
  min-height: 50px;
  padding: 0 32px;
  border-radius: 14px;
  border: 0;
  background: var(--mfe-azure-ink);
  color: #fff;
  font: 600 15px var(--font);
  cursor: pointer;
}

.modal button:hover {
  background: var(--mfe-azure-dark);
}

/* ==========================================================================
   WHY
   ========================================================================== */
.why-head {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 18px;
  flex-wrap: wrap;
  margin-bottom: 52px;
}

.why-word {
  font-size: clamp(32px, 3.6vw, 46px);
  font-weight: 700;
  letter-spacing: -0.02em;
  color: var(--mfe-azure);
}

.stats {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 24px;
}

.stat {
  position: relative;
  overflow: hidden;
  border-radius: 26px;
  background: #fff;
  border: 1px solid #e1edf4;
  padding: 36px 36px 34px;
  transition:
    transform 0.2s,
    box-shadow 0.2s;
}

.stat:hover {
  transform: translateY(-4px);
  box-shadow: 0 30px 50px -36px rgba(11, 42, 61, 0.45);
}

.stat-ico {
  width: 52px;
  height: 52px;
  border-radius: 16px;
  display: grid;
  place-items: center;
  background: #e9f5fb;
  color: var(--mfe-azure-ink);
  margin-bottom: 28px;
}

.stat-num {
  font-size: 64px;
  line-height: 1;
  font-weight: 800;
  letter-spacing: -0.04em;
  color: var(--mfe-navy);
}

.stat-num span {
  color: var(--mfe-azure);
}

.stat-txt {
  margin: 14px 0 0;
  font-size: 16px;
  line-height: 1.5;
  color: var(--mfe-text-muted);
  max-width: 260px;
}

.stat-bar {
  position: absolute;
  left: 0;
  right: 0;
  bottom: 0;
  height: 5px;
  background: var(--mfe-azure-light);
}

/* ==========================================================================
   INSURERS
   ========================================================================== */
.ins {
  padding: 56px 0 64px;
  border-top: 1px solid #e6eff5;
}

.ins-title {
  text-align: center;
  font-size: 14px;
  font-weight: 500;
  color: var(--mfe-text-muted);
  margin: 0 0 28px;
}

.marquee {
  overflow: hidden;
  -webkit-mask-image: linear-gradient(
    90deg,
    transparent,
    #000 12%,
    #000 88%,
    transparent
  );
  mask-image: linear-gradient(
    90deg,
    transparent,
    #000 12%,
    #000 88%,
    transparent
  );
}

.mq-track {
  display: flex;
  width: max-content;
  animation: mq 38s linear infinite;
}

.marquee:hover .mq-track {
  animation-play-state: paused;
}

.ins-item {
  flex: none;
  display: flex;
  align-items: center;
  justify-content: center;
  height: 72px;
  padding: 0 44px;
  font-size: 22px;
  font-weight: 700;
  letter-spacing: -0.01em;
  color: #8293a0;
  white-space: nowrap;
  transition: color 0.2s;
}

.ins-item:hover {
  color: var(--mfe-azure-ink);
}

@keyframes mq {
  to {
    transform: translateX(-50%);
  }
}

@media (prefers-reduced-motion: reduce) {
  .mq-track {
    animation: none;
  }

  .track {
    transition: none;
  }
}

/* ==========================================================================
   FOOTER
   ========================================================================== */
.ftr {
  background: #eef6fb;
  padding: 72px 0 28px;
}

.f-cols {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 40px;
}

.f-cols h3 {
  margin: 0 0 18px;
  font-size: 15px;
  font-weight: 700;
  color: #000;
}

.f-links {
  list-style: none;
  margin: 0;
  padding: 0;
  display: grid;
  gap: 4px;
}

.f-links a {
  display: inline-block;
  padding: 4px 0;
  font-size: 14px;
  color: var(--mfe-footer-text);
  text-decoration: none;
}

.f-links a:hover {
  color: var(--mfe-footer-text);
  text-decoration: underline;
  text-underline-offset: 4px;
}

.f-mid {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
  flex-wrap: wrap;
  margin-top: 56px;
  padding-top: 32px;
  border-top: 1px solid #d6e6ef;
}

.follow {
  display: flex;
  align-items: center;
  gap: 12px;
}

.follow-t {
  font-size: 15px;
  font-weight: 700;
  color: var(--mfe-navy);
  margin-right: 4px;
}

.soc {
  width: 44px;
  height: 44px;
  border-radius: 50%;
  display: grid;
  place-items: center;
  background: #fff;
  border: 1px solid #d6e6ef;
  color: var(--mfe-azure-ink);
  transition:
    background 0.15s,
    color 0.15s,
    transform 0.15s;
}

.soc:hover {
  background: var(--mfe-azure-ink);
  color: #fff;
  transform: translateY(-2px);
}

.f-legal {
  margin: 28px auto 0;
  max-width: 820px;
  text-align: center;
  font-size: 12.5px;
  line-height: 1.7;
  color: var(--mfe-footer-text);
}

/* ==========================================================================
   RESPONSIVE
   ========================================================================== */
@media (max-width: 1199.98px) {
  .tiles {
    grid-template-columns: repeat(4, minmax(0, 1fr));
  }

  .slide {
    padding: 48px 84px;
  }
}

@media (max-width: 991.98px) {
  .nav {
    display: none;
  }

  .burger {
    display: flex;
  }

  .c-grid {
    grid-template-columns: minmax(0, 1fr);
  }
}

@media (max-width: 767.98px) {
  .sec {
    padding: 64px 0;
  }

  .hdr-row {
    height: 68px;
  }

  .slide {
    grid-template-columns: minmax(0, 1fr);
    min-height: 400px;
    padding: 40px 28px 92px;
  }

  .illu {
    display: none;
  }

  .arrow {
    top: auto;
    bottom: 16px;
    transform: none;
    width: 44px;
    height: 44px;
  }

  .arrow-l {
    left: 16px;
  }

  .arrow-r {
    right: 16px;
  }

  .dots {
    bottom: 16px;
  }

  .tiles {
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 12px;
  }

  .c-panel,
  .f-card {
    padding: 36px 24px;
  }

  .f-grid {
    grid-template-columns: minmax(0, 1fr);
  }

  .f-cols {
    grid-template-columns: minmax(0, 1fr);
    gap: 32px;
  }

  .f-mid {
    flex-direction: column;
    align-items: flex-start;
  }

  .btn-send {
    width: 100%;
    justify-content: center;
  }

  .stats {
    grid-template-columns: minmax(0, 1fr);
  }
}

/* ==========================================================================
   HELPERS
   ========================================================================== */
.slide--life {
  background: var(--mfe-azure-dark);
}

.slide--compare {
  background: var(--mfe-navy);
}

.slide--business {
  background: var(--mfe-azure-ink);
}

.logo img {
  display: block;
  width: auto;
  height: 34px;
}

.logo--static {
  pointer-events: none;
}

.logo--lg img {
  width: auto;
  height: 44px;
}

.logo--lg .logo-div {
  height: 34px;
}

.logo--lg .logo-txt {
  font-size: 20px;
}

.m-menu details a.is-current {
  color: var(--mfe-azure-ink);
  font-weight: 600;
}

.c-form {
  margin: 0;
}

.tile-icon {
  display: block;
  width: 48px;
  height: 48px;
  object-fit: contain;
  filter: brightness(0) invert(1);
}

.tile:hover .tile-icon {
  filter: unset;
}

.tile-icon--fallback {
  font-size: 40px;
  line-height: 48px;
  font-weight: 400;
}

.s-btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  margin-top: 26px;
  padding: 12px 18px;
  border: 1px solid rgba(255, 255, 255, 0.45);
  border-radius: 12px;
  color: var(--mfe-navy);
  font-size: 15px;
  font-weight: 600;
  text-decoration: none;
}

.s-btn:hover {
  background: #fff;
  color: var(--mfe-azure-ink);
}

.p-head .mod-breadcrumbs,
.p-head .breadcrumb {
  position: relative;
  z-index: 1;
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  margin: 0 0 22px;
  padding: 0;
  list-style: none;
  font-size: 13.5px;
  color: var(--mfe-text-muted);
}

.p-head .mod-breadcrumbs a,
.p-head .breadcrumb a {
  color: var(--mfe-text-muted);
  text-decoration: none;
}

.p-head .mod-breadcrumbs li:last-child,
.p-head .breadcrumb li:last-child {
  color: var(--mfe-azure-ink);
  font-weight: 600;
}

/* ==========================================================================
   MENU
   ========================================================================== */
#site-menu .mod-menu {
  display: flex;
  align-items: center;
  gap: 4px;
  list-style: none;
  margin: 0;
  padding: 0;
}

#site-menu .mod-menu > li {
  position: relative;
}

#site-menu .mod-menu > li > a,
#site-menu .mod-menu > li > span {
  display: flex;
  align-items: center;
  min-height: 44px;
  padding: 0 14px;
  border-radius: 12px;
  color: var(--mfe-azure-ink);
  font-size: 15px;
  font-weight: 600;
  text-decoration: none;
  cursor: pointer;
}

#site-menu .mod-menu > li > a:hover,
#site-menu .mod-menu > li > a[aria-current="page"],
#site-menu .mod-menu > li.active > a,
#site-menu .mod-menu > li:hover > span {
  background: #eef7fc;
  color: var(--mfe-azure-ink);
}

#site-menu .mod-menu ul {
  position: absolute;
  top: calc(100% + 8px);
  left: 0;
  z-index: 60;
  display: none;
  min-width: 280px;
  margin: 0;
  padding: 10px;
  list-style: none;
  background: #fff;
  border-radius: 18px;
  box-shadow:
    0 24px 48px -16px rgba(11, 42, 61, 0.25),
    0 0 0 1px rgba(11, 42, 61, 0.06);
}

#site-menu .mod-menu li:hover > ul,
#site-menu .mod-menu li:focus-within > ul {
  display: block;
}

.mfe-submenu-toggle {
  display: none;
}

@media (min-width: 992px) {
  #site-menu .mod-menu > li::after {
    position: absolute;
    top: 100%;
    left: 0;
    width: 100%;
    height: 8px;
    content: "";
  }
}

@media (min-width: 992px) and (max-width: 1450px) {
  /* Ostatnie submenu otwiera się do lewej, aby nie wychodziło poza ekran. */
  #site-menu .mod-menu > li:not(:has(~ li > ul)) > ul {
    right: 0;
    left: auto;
  }
}

#site-menu .mod-menu ul a,
#site-menu .mod-menu ul span {
  display: block;
  padding: 11px 14px;
  border-radius: 10px;
  color: var(--mfe-dropdown-text);
  font-size: 14px;
  font-weight: 500;
  text-decoration: none;
}

#site-menu .mod-menu ul a:hover,
#site-menu .mod-menu ul li.active > a {
  color: var(--mfe-azure-ink);
  background: #f2f9fd;
}

.f-cols .moduletable > h3 {
  margin: 0 0 18px;
  font-size: 15px;
  font-weight: 700;
  color: #000;
}

.f-cols .mod-menu {
  list-style: none;
  margin: 0;
  padding: 0;
  display: grid;
  gap: 4px;
}

.f-cols .mod-menu a {
  display: inline-block;
  padding: 4px 0;
  font-size: 14px;
  color: var(--mfe-footer-text);
  text-decoration: none;
}

.f-cols .mod-menu a:hover {
  text-decoration: underline;
  text-underline-offset: 4px;
}

/* ==========================================================================
   COOKIES
   ========================================================================== */
.mfe-infobox {
  position: fixed;
  right: 24px;
  bottom: 24px;
  z-index: 100;
  max-width: 440px;
  padding: 30px 48px 30px 30px;
  border: 1px solid #d6e6ef;
  border-radius: 22px;
  background: #fff;
  box-shadow: 0 30px 60px -28px rgba(11, 42, 61, 0.38);
  color: #2c3a44;
}

.mfe-infobox__eyebrow {
  margin-bottom: 8px;
  color: var(--mfe-azure-ink);
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

.mfe-infobox__title {
  margin: 0 0 10px;
  color: var(--mfe-navy);
  font-size: 21px;
  line-height: 1.25;
}

.mfe-infobox__text {
  font-size: 13px;
  line-height: 1.65;
  color: var(--mfe-text-muted);
}

.mfe-infobox__text p {
  margin: 0;
}

.mfe-infobox__text a {
  color: var(--mfe-azure-ink);
  font-weight: 600;
  text-underline-offset: 3px;
}

.mfe-infobox__close {
  position: absolute;
  top: 14px;
  right: 14px;
  display: grid;
  place-items: center;
  width: 32px;
  height: 32px;
  border: 1px solid #d6e6ef;
  border-radius: 50%;
  background: #fff;
  color: var(--mfe-navy);
  font:
    400 24px/1 Arial,
    sans-serif;
  cursor: pointer;
}

.mfe-infobox__close:hover {
  background: var(--mfe-azure-ink);
  color: #fff;
}

@media (max-width: 991.98px) {
  .nav.is-open {
    position: absolute;
    top: 68px;
    left: 0;
    right: 0;
    z-index: 50;
    display: flex;
    align-items: stretch;
    flex-direction: column;
    gap: 0;
    padding: 8px 24px 24px;
    background: #fff;
    border-top: 1px solid #e6eff5;
  }

  .nav.is-open > .nav-link {
    min-height: 52px;
    padding: 0;
    border-radius: 0;
    border-bottom: 1px solid #eef3f7;
    font-size: 16px;
  }

  #site-menu.nav.is-open .mod-menu {
    display: block;
  }

  #site-menu.nav.is-open .mod-menu > li {
    border-bottom: 1px solid #eef3f7;
  }

  #site-menu.nav.is-open .mod-menu > li > a,
  #site-menu.nav.is-open .mod-menu > li > span {
    min-height: 52px;
    padding: 0;
    border-radius: 0;
    font-size: 16px;
  }

  #site-menu.nav.is-open .mod-menu > li.has-submenu > a,
  #site-menu.nav.is-open .mod-menu > li.has-submenu > span {
    padding-right: 56px;
  }

  .mfe-submenu-toggle {
    position: absolute;
    top: 0;
    right: 0;
    display: grid;
    width: 52px;
    height: 52px;
    padding: 0;
    border: 0;
    background: transparent;
    color: var(--mfe-azure-ink);
    cursor: pointer;
    place-items: center;
  }

  .mfe-submenu-toggle svg {
    transition: transform 0.2s ease;
  }

  .is-submenu-open > .mfe-submenu-toggle svg {
    transform: rotate(180deg);
  }

  #site-menu.nav.is-open .mod-menu > li > ul {
    position: static;
    top: auto;
    right: auto;
    left: auto;
    display: none;
    min-width: 0;
    padding: 0 0 8px;
    box-shadow: none;
  }

  #site-menu.nav.is-open .mod-menu > li.is-submenu-open > ul {
    display: block;
  }

  #site-menu.nav.is-open .mod-menu > li > ul a {
    padding: 10px 0 10px 12px;
  }

  .nav.is-open .nav-cta {
    justify-content: center;
    margin: 18px 0 0;
    min-height: 48px;
  }

  .mfe-infobox {
    right: 16px;
    bottom: 16px;
    left: 16px;
    max-width: none;
    padding: 26px 46px 26px 24px;
  }
}

/* ==========================================================================
   SUBPAGE
   ========================================================================== */
.nav-link {
  position: relative;
}

.nav-link.active::after {
  content: "";
  position: absolute;
  left: 14px;
  right: 14px;
  bottom: 2px;
  height: 2px;
  border-radius: 2px;
  background: var(--mfe-azure-light);
}

.dd-panel a.current {
  color: var(--mfe-azure-ink);
  background: #eef7fc;
  font-weight: 600;
}

.p-head {
  position: relative;
  overflow: hidden;
  background: #f4f9fc;
  border-bottom: 1px solid #e6eff5;
  padding: 56px 0 64px;
}

.p-head::after {
  content: "";
  position: absolute;
  width: 460px;
  height: 460px;
  border-radius: 50%;
  right: -140px;
  top: -220px;
  border: 70px solid rgba(37, 170, 225, 0.08);
}

.crumbs {
  position: relative;
  z-index: 1;
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 8px;
  margin: 0 0 22px;
  padding: 0;
  list-style: none;
  font-size: 13.5px;
  color: var(--mfe-text-muted);
}

.crumbs a {
  color: var(--mfe-text-muted);
  text-decoration: none;
}

.crumbs a:hover {
  color: var(--mfe-azure-ink);
  text-decoration: underline;
  text-underline-offset: 3px;
}

.crumbs svg {
  color: #9aaab6;
}

.crumbs [aria-current] {
  color: var(--mfe-azure-ink);
  font-weight: 600;
}

.p-title {
  position: relative;
  z-index: 1;
  margin: 0;
  max-width: 820px;
  font-size: clamp(32px, 4vw, 52px);
  line-height: 1.1;
  font-weight: 700;
  letter-spacing: -0.025em;
  color: var(--mfe-navy);
}

.p-lead {
  position: relative;
  z-index: 1;
  margin: 18px 0 0;
  max-width: 680px;
  font-size: 18px;
  line-height: 1.65;
  color: #3d4d59;
}

.entry {
  max-width: 780px;
  margin: 0 auto;
  padding: 72px 24px 96px;
  font-size: 17px;
  line-height: 1.75;
  color: #2c3a44;
}

.entry > *:first-child {
  margin-top: 0;
}

.entry h2 {
  margin: 56px 0 16px;
  font-size: 30px;
  line-height: 1.25;
  font-weight: 700;
  letter-spacing: -0.015em;
  color: var(--mfe-navy);
}

.entry h3 {
  margin: 40px 0 12px;
  font-size: 21px;
  line-height: 1.35;
  font-weight: 600;
  color: var(--mfe-navy);
}

.entry > h1:first-child,
.entry > h2:first-child,
.entry > h3:first-child,
.entry > [itemprop="articleBody"] > h1:first-child,
.entry > [itemprop="articleBody"] > h2:first-child,
.entry > [itemprop="articleBody"] > h3:first-child {
  margin-top: 0;
}

.entry p {
  margin: 0 0 20px;
}

.entry strong {
  font-weight: 600;
  color: var(--mfe-navy);
}

.entry a {
  color: var(--mfe-azure-ink);
  font-weight: 500;
  text-decoration: underline;
  text-decoration-color: rgba(23, 115, 159, 0.35);
  text-underline-offset: 4px;
  transition: text-decoration-color 0.15s;
}

.entry a:hover {
  color: var(--mfe-azure-ink);
  text-decoration-color: var(--mfe-azure-ink);
}

.entry ul,
.entry ol {
  margin: 0 0 24px;
  padding-left: 0;
  list-style: none;
}

.entry li {
  position: relative;
  padding-left: 34px;
  margin-bottom: 10px;
}

.entry ul li::before {
  content: "";
  position: absolute;
  left: 8px;
  top: 0.72em;
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background: var(--mfe-azure-light);
}

.entry ol {
  counter-reset: li;
}

.entry ol li {
  counter-increment: li;
}

.entry ol li::before {
  content: counter(li);
  position: absolute;
  left: 0;
  top: 0.2em;
  width: 24px;
  height: 24px;
  border-radius: 8px;
  display: grid;
  place-items: center;
  background: #e6f4fb;
  color: var(--mfe-azure-ink);
  font-size: 13px;
  font-weight: 700;
  line-height: 1;
}

.entry blockquote {
  margin: 32px 0;
  padding: 24px 28px;
  border-radius: 18px;
  background: #f4f9fc;
  border: 1px solid #e1edf4;
  font-size: 16px;
  line-height: 1.7;
  color: #2c3a44;
}

.entry blockquote p:last-child {
  margin-bottom: 0;
}

.entry figure {
  margin: 40px 0;
}

.entry figure .ph {
  display: grid;
  place-items: center;
  aspect-ratio: 16/8;
  border-radius: 22px;
  background: #eaf4fa;
  border: 1.5px dashed #b9d3e3;
  color: #4a6a80;
  font-size: 14px;
  font-weight: 500;
}

.entry figcaption {
  margin-top: 12px;
  font-size: 13.5px;
  color: #5a6a76;
  text-align: center;
}

.entry .tbl {
  overflow-x: auto;
  margin: 28px 0 32px;
  border-radius: 18px;
  border: 1px solid #e1edf4;
}

.entry table {
  width: 100%;
  border-collapse: collapse;
  font-size: 15px;
  line-height: 1.5;
}

.entry th,
.entry td {
  padding: 14px 18px;
  text-align: left;
  border-bottom: 1px solid #e1edf4;
  vertical-align: top;
}

.entry thead th {
  background: #f4f9fc;
  font-weight: 600;
  color: var(--mfe-navy);
}

.entry tbody tr:last-child td {
  border-bottom: 0;
}

.entry td:first-child {
  font-weight: 600;
  color: var(--mfe-navy);
}

.entry hr {
  border: 0;
  height: 1px;
  background: #e1edf4;
  margin: 48px 0;
}

/* ==========================================================================
   CONTACT PAGE
   ========================================================================== */
.contact-head {
  background: linear-gradient(135deg, #f4f9fc 0%, #edf8fd 100%);
}

.contact-page {
  max-width: 1040px;
  margin: 0 auto;
  padding: 76px 0 96px;
}

.contact-page__title {
  margin: 0 0 26px;
  color: var(--mfe-navy);
  font-size: 30px;
  line-height: 1.25;
  font-weight: 700;
  letter-spacing: -0.015em;
}

.contact-page__grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 16px;
}

.contact-page__card,
.contact-page__dpo-card {
  padding: 28px 30px;
  border: 1px solid #dce9f0;
  border-radius: 18px;
  background: #fff;
  box-shadow: 0 18px 36px -34px rgba(11, 42, 61, 0.36);
}

.contact-page__card h3 {
  margin: 0 0 10px;
  color: var(--mfe-azure-ink);
  font-size: 13px;
  font-weight: 700;
  letter-spacing: 0.06em;
  text-transform: uppercase;
}

.contact-page__card p,
.contact-page__dpo-card p {
  margin: 0;
  color: #3d4d59;
  font-size: 16px;
  line-height: 1.65;
}

.contact-page__card--link a,
.contact-page__dpo-card a {
  color: var(--mfe-navy);
  font-size: 18px;
  font-weight: 600;
  text-decoration: none;
}

.contact-page__card--link a:hover,
.contact-page__dpo-card a:hover {
  color: var(--mfe-azure-ink);
  text-decoration: underline;
  text-underline-offset: 4px;
}

.contact-page__dpo {
  margin-top: 64px;
}

.contact-page__dpo-card {
  max-width: 520px;
  background: #f4f9fc;
}

.contact-page__dpo-name {
  margin-bottom: 4px !important;
  color: var(--mfe-navy) !important;
  font-size: 18px !important;
  font-weight: 600;
}

.contact-page__form-section {
  position: relative;
  overflow: hidden;
  display: grid;
  grid-template-columns: minmax(0, 0.7fr) minmax(0, 1.3fr);
  gap: 48px;
  align-items: start;
  margin-top: 88px;
  padding: 52px;
  border-radius: 28px;
  background: var(--mfe-navy);
}

.contact-page__form-section::before {
  position: absolute;
  bottom: -200px;
  left: -200px;
  width: 420px;
  height: 420px;
  border: 60px solid rgba(37, 170, 225, 0.12);
  border-radius: 50%;
  content: "";
  pointer-events: none;
}

.contact-page__form-intro,
.contact-page__form-card {
  position: relative;
  z-index: 1;
}

.contact-page__form-intro {
  padding-top: 8px;
  color: #fff;
}

.contact-page__form-intro > span {
  display: block;
  margin-bottom: 14px;
  color: #84d2f3;
  font-size: 13px;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

.contact-page__form-intro h2 {
  margin: 0;
  color: #fff;
  font-size: 38px;
  line-height: 1.15;
  letter-spacing: -0.025em;
}

.contact-page__form-intro p {
  margin: 18px 0 0;
  color: #d8e8f0;
  font-size: 16px;
  line-height: 1.65;
}

.contact-page__form-card {
  padding: 30px;
  border-radius: 20px;
  background: #fff;
}

.contact-page__topics {
  margin: 0 0 26px;
  padding: 0;
  border: 0;
}

.contact-page__topics legend {
  margin-bottom: 12px;
  color: var(--mfe-navy);
  font-size: 14px;
  font-weight: 600;
}

.contact-page__topic-list {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
}

.contact-page__topic-list label {
  position: relative;
  cursor: pointer;
}

.contact-page__topic-list input {
  position: absolute;
  inline-size: 1px;
  block-size: 1px;
  opacity: 0;
}

.contact-page__topic-list span {
  display: block;
  padding: 9px 12px;
  border: 1px solid #cbdde7;
  border-radius: 999px;
  color: #3d4d59;
  font-size: 13px;
  line-height: 1.2;
  transition: 0.15s;
}

.contact-page__topic-list input:checked + span {
  border-color: var(--mfe-azure-ink);
  background: #e6f4fb;
  color: var(--mfe-azure-ink);
  font-weight: 600;
}

.contact-page__topic-list input:focus-visible + span {
  outline: 3px solid rgba(37, 170, 225, 0.3);
  outline-offset: 2px;
}

.contact-page__fields {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 16px;
}

.contact-page__fields .field {
  display: block;
}

.contact-page__fields label {
  display: block;
  margin-bottom: 7px;
  color: var(--mfe-navy);
  font-size: 13px;
  font-weight: 600;
}

.contact-page__fields input,
.contact-page__fields textarea {
  width: 100%;
  box-sizing: border-box;
  padding: 12px 13px;
  border: 1px solid #cbdde7;
  border-radius: 10px;
  background: #fff;
  color: #23323d;
  font:
    400 15px/1.4 Poppins,
    Arial,
    sans-serif;
}

.contact-page__fields textarea {
  resize: vertical;
  min-height: 138px;
}

.contact-page__fields input:focus,
.contact-page__fields textarea:focus {
  outline: 0;
  border-color: var(--mfe-azure-ink);
  box-shadow: 0 0 0 3px rgba(37, 170, 225, 0.15);
}

.contact-page__message {
  grid-column: 1/-1;
}

.contact-page__form-footer {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
  margin-top: 22px;
}

.contact-page__form-footer p {
  margin: 0;
  color: var(--mfe-text-muted);
  font-size: 12px;
}

.contact-page__form-footer .btn-send {
  border-color: transparent;
  cursor: pointer;
}

/* ==========================================================================
   ABOUT PAGE
   ========================================================================== */
.about-head {
  background: linear-gradient(135deg, #f4f9fc 0%, #e6f5fb 100%);
}

.about-head__eyebrow {
  position: relative;
  z-index: 1;
  display: inline-block;
  margin-bottom: 14px;
  color: var(--mfe-azure-ink);
  font-size: 13px;
  font-weight: 700;
  letter-spacing: 0.09em;
  text-transform: uppercase;
}

.about-page {
  padding: 80px 0 104px;
}

.about-page__content {
  max-width: 1040px;
  margin: 0 auto;
  color: #2c3a44;
  font-size: 17px;
  line-height: 1.7;
}

.about-page__content h2 {
  margin: 0;
  color: var(--mfe-navy);
  font-size: clamp(28px, 3vw, 38px);
  line-height: 1.18;
  letter-spacing: -0.02em;
}

.about-page__content h3 {
  margin: 0 0 10px;
  color: var(--mfe-navy);
  font-size: 17px;
  line-height: 1.35;
}

.about-page__content p {
  margin: 0;
}

.about-intro {
  display: grid;
  grid-template-columns: minmax(0, 1.35fr) minmax(260px, 0.65fr);
  gap: 56px;
  align-items: start;
}

.about-intro__copy > p + p {
  margin-top: 18px;
}

.about-intro__note {
  position: relative;
  overflow: hidden;
  padding: 30px;
  border-radius: 20px;
  background: var(--mfe-navy);
  color: #fff;
}

.about-intro__note::after {
  position: absolute;
  right: -78px;
  bottom: -82px;
  width: 190px;
  height: 190px;
  border: 34px solid rgba(37, 170, 225, 0.18);
  border-radius: 50%;
  content: "";
}

.about-intro__note span,
.about-mission__label,
.about-documents__label {
  position: relative;
  z-index: 1;
  display: block;
  margin-bottom: 10px;
  color: #8ad5f4;
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

.about-intro__note strong {
  position: relative;
  z-index: 1;
  display: block;
  max-width: 220px;
  font-size: 23px;
  line-height: 1.28;
}

.about-cover {
  margin-top: 56px;
  padding: 42px;
  border-radius: 24px;
  background: #f4f9fc;
}

.about-cover__heading {
  display: flex;
  align-items: end;
  justify-content: space-between;
  gap: 28px;
  margin-bottom: 30px;
}

.about-cover__heading > p {
  max-width: 450px;
  color: var(--mfe-text-muted);
  font-size: 15px;
}

.about-cover__list {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 16px;
  margin: 0;
  padding: 0;
  list-style: none;
}

.about-cover__list li {
  min-height: 130px;
  padding: 24px;
  border: 1px solid #d8e9f1;
  border-radius: 18px;
  background: #fff;
  color: var(--mfe-navy);
  font-size: 15px;
  font-weight: 600;
  line-height: 1.5;
}

.about-cover__list li::before {
  display: grid;
  width: 28px;
  height: 28px;
  margin-bottom: 16px;
  border-radius: 50%;
  background: #e6f4fb;
  color: var(--mfe-azure-ink);
  content: "✓";
  font-size: 15px;
  place-items: center;
}

.about-mission {
  display: grid;
  grid-template-columns: minmax(0, 0.75fr) minmax(0, 1.25fr);
  gap: 54px;
  align-items: center;
  margin-top: 72px;
  padding: 42px 48px;
  border-radius: 24px;
  background: linear-gradient(135deg, var(--mfe-azure-ink), var(--mfe-azure-dark));
  color: #fff;
}

.about-mission__label {
  color: #c7f6d0;
}

.about-mission h2,
.about-mission p {
  color: #fff;
}

.about-mission p {
  font-size: 20px;
  line-height: 1.6;
}

.about-documents {
  margin-top: 72px;
  padding: 0 48px;
}

.about-documents__label {
  color: var(--mfe-azure-ink);
}

.about-documents > p {
  max-width: 800px;
  margin-top: 18px;
}

.about-documents__notice {
  margin-top: 26px;
  padding: 22px 24px;
  border-left: 4px solid var(--mfe-green-1);
  border-radius: 0 14px 14px 0;
  background: #f4f9fc;
  color: var(--mfe-text-muted);
  font-size: 15px;
}

.about-legal {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 16px;
  margin-top: 72px;
}

.about-legal__card {
  padding: 30px;
  border: 1px solid #dce9f0;
  border-radius: 20px;
  background: #fff;
  box-shadow: 0 20px 42px -36px rgba(11, 42, 61, 0.38);
}

.about-legal__card--wide {
  grid-column: 1 / -1;
}

.about-legal__card h2,
.about-legal__card h3 {
  margin-bottom: 16px;
}

.about-legal__card p + p {
  margin-top: 12px;
}

.about-legal__card strong {
  color: var(--mfe-navy);
}

/* ==========================================================================
   ERROR PAGE
   ========================================================================== */
.mfe-error-page {
  min-height: 100vh;
  margin: 0;
  background: #f4f9fc;
  color: var(--mfe-navy);
  font-family: var(--font);
}

.mfe-error-page .hdr {
  background: #fff;
}

.mfe-error-page .nav-cta {
  margin-left: auto;
}

.mfe-error {
  position: relative;
  isolation: isolate;
  overflow: hidden;
  display: grid;
  min-height: calc(100vh - 81px);
  align-items: center;
  padding: 72px 0;
  background: linear-gradient(135deg, #f4f9fc 0%, #e8f6fc 100%);
}

.mfe-error::before,
.mfe-error::after {
  position: absolute;
  z-index: -1;
  content: "";
  border-radius: 50%;
  border: 72px solid rgba(37, 170, 225, 0.09);
}

.mfe-error::before {
  width: 410px;
  height: 410px;
  top: -280px;
  right: -100px;
}

.mfe-error::after {
  width: 320px;
  height: 320px;
  bottom: -260px;
  left: -90px;
}

.mfe-error__inner {
  position: relative;
  display: grid;
  grid-template-columns: minmax(0, 0.82fr) minmax(0, 1.18fr);
  align-items: center;
  gap: 46px;
}

.mfe-error__code {
  margin: 0;
  color: rgba(23, 115, 159, 0.13);
  font-size: clamp(128px, 22vw, 300px);
  font-weight: 800;
  letter-spacing: -0.09em;
  line-height: 0.8;
  user-select: none;
}

.mfe-error__card {
  max-width: 600px;
  padding: 50px;
  border: 1px solid #d9e9f1;
  border-radius: 26px;
  background: rgba(255, 255, 255, 0.9);
  box-shadow: 0 32px 64px -35px rgba(11, 42, 61, 0.38);
  backdrop-filter: blur(8px);
}

.mfe-error__eyebrow {
  display: block;
  margin-bottom: 12px;
  color: var(--mfe-azure-ink);
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.09em;
  text-transform: uppercase;
}

.mfe-error__card h1 {
  margin: 0;
  color: var(--mfe-navy);
  font-size: clamp(32px, 4vw, 48px);
  line-height: 1.13;
  letter-spacing: -0.03em;
}

.mfe-error__card p {
  margin: 18px 0 0;
  color: #3d4d59;
  font-size: 17px;
  line-height: 1.7;
}

.mfe-error__actions {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin-top: 30px;
}

.mfe-error__home,
.mfe-error__contact {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 48px;
  padding: 0 20px;
  border-radius: 12px;
  font-size: 14px;
  font-weight: 700;
  text-decoration: none;
}

.mfe-error__home {
  background: var(--mfe-azure-ink);
  color: #fff;
  box-shadow: 0 14px 24px -16px rgba(23, 115, 159, 0.7);
}

.mfe-error__home:hover {
  background: var(--mfe-navy);
  color: #fff;
}

.mfe-error__contact {
  border: 1px solid #b8d9e9;
  color: var(--mfe-azure-ink);
  background: #fff;
}

.mfe-error__contact:hover {
  border-color: var(--mfe-azure-ink);
  background: #e6f4fb;
}

/* ==========================================================================
   FAQ PAGE
   ========================================================================== */
.faq-page {
  max-width: 920px;
  margin: 0 auto;
  padding: 72px 0 96px;
}

.faq-section + .faq-section {
  margin-top: 64px;
}

.faq-section__title {
  margin: 0 0 22px;
  color: var(--mfe-navy);
  font-size: 30px;
  line-height: 1.25;
  font-weight: 700;
  letter-spacing: -0.015em;
}

.faq-accordion {
  border-top: 1px solid #dce9f0;
}

.faq-item {
  border-bottom: 1px solid #dce9f0;
}

.faq-item__question {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  padding: 22px 4px;
  list-style: none;
  color: var(--mfe-navy);
  font-size: 18px;
  line-height: 1.4;
  font-weight: 600;
  cursor: pointer;
}

.faq-item__question::-webkit-details-marker {
  display: none;
}

.faq-item__icon {
  position: relative;
  flex: 0 0 28px;
  width: 28px;
  height: 28px;
  border: 1px solid #b7d8e8;
  border-radius: 50%;
  transition:
    background 0.2s,
    border-color 0.2s;
}

.faq-item__icon::before,
.faq-item__icon::after {
  content: "";
  position: absolute;
  top: 50%;
  left: 50%;
  width: 12px;
  height: 2px;
  border-radius: 2px;
  background: var(--mfe-azure-ink);
  transform: translate(-50%, -50%);
}

.faq-item__icon::after {
  transform: translate(-50%, -50%) rotate(90deg);
  transition: transform 0.2s;
}

.faq-item[open] .faq-item__icon {
  border-color: var(--mfe-azure-ink);
  background: #e6f4fb;
}

.faq-item[open] .faq-item__icon::after {
  transform: translate(-50%, -50%) rotate(0);
}

.faq-item__answer {
  max-width: 780px;
  padding: 0 56px 24px 4px;
  color: #3d4d59;
  font-size: 16px;
  line-height: 1.7;
}

.faq-item__answer > *:first-child {
  margin-top: 0;
}

.faq-item__answer > *:last-child {
  margin-bottom: 0;
}

.faq-item__answer a {
  color: var(--mfe-azure-ink);
  font-weight: 600;
  text-underline-offset: 3px;
}

.faq-item__answer ul,
.faq-item__answer ol {
  padding-left: 22px;
}

@media (max-width: 767.98px) {
  .p-head {
    padding: 40px 0 44px;
  }

  .p-lead {
    font-size: 16.5px;
  }

  .entry {
    padding: 48px 20px 64px;
    font-size: 16px;
  }

  .entry h2 {
    font-size: 25px;
    margin-top: 44px;
  }

  .faq-page {
    padding: 48px 0 64px;
  }

  .faq-section + .faq-section {
    margin-top: 48px;
  }

  .faq-section__title {
    font-size: 25px;
  }

  .faq-item__question {
    padding: 18px 0;
    font-size: 16px;
  }

  .faq-item__answer {
    padding: 0 0 20px;
    font-size: 15.5px;
  }

  .contact-page {
    padding: 48px 0 64px;
  }

  .contact-page__title {
    font-size: 25px;
  }

  .contact-page__grid {
    grid-template-columns: 1fr;
  }

  .contact-page__dpo {
    margin-top: 48px;
  }

  .contact-page__form-section {
    grid-template-columns: 1fr;
    gap: 30px;
    margin-top: 64px;
    padding: 32px 24px;
    border-radius: 20px;
  }

  .contact-page__form-intro h2 {
    font-size: 31px;
  }

  .contact-page__form-card {
    padding: 22px 18px;
  }

  .contact-page__fields {
    grid-template-columns: 1fr;
  }

  .contact-page__form-footer {
    align-items: stretch;
    flex-direction: column;
  }

  .contact-page__form-footer .btn-send {
    justify-content: center;
    width: 100%;
  }

  .mfe-error {
    min-height: calc(100vh - 68px);
    padding: 54px 0;
  }

  .mfe-error__inner {
    grid-template-columns: 1fr;
    gap: 22px;
  }

  .mfe-error__code {
    font-size: clamp(110px, 34vw, 190px);
    text-align: center;
  }

  .mfe-error__card {
    padding: 32px 24px;
  }

  .mfe-error__card p {
    font-size: 16px;
  }

  .mfe-error__actions {
    flex-direction: column;
  }

  .mfe-error__home,
  .mfe-error__contact {
    width: 100%;
    box-sizing: border-box;
  }
}

/* ==========================================================================
   RESPONSIVE REFINEMENTS — Bootstrap breakpoints
   ========================================================================== */
@media (max-width: 1199.98px) {
  .sec {
    padding: 80px 0;
  }

  .slide {
    min-height: 420px;
    padding: 48px 64px;
  }

  .s-title {
    font-size: clamp(32px, 4vw, 46px);
  }

  .s-sub {
    font-size: 17px;
  }

  .tiles-head {
    margin-bottom: 32px;
  }

  .tile {
    min-height: 146px;
    border-radius: 20px;
  }

  .c-panel,
  .f-card {
    padding: 44px 40px;
  }

  .stat {
    padding: 30px;
  }

  .stat-num {
    font-size: 56px;
  }

  .p-head {
    padding: 50px 0 56px;
  }

  .entry {
    padding: 64px 24px 80px;
  }

  .contact-page {
    padding: 64px 0 80px;
  }

  .about-page {
    padding: 64px 0 80px;
  }

  .about-intro {
    gap: 40px;
  }

  .about-cover {
    padding: 36px;
  }

  .about-mission {
    gap: 40px;
    margin-top: 64px;
    padding: 38px 40px;
  }

  .about-documents {
    margin-top: 64px;
  }

  .about-legal {
    margin-top: 64px;
  }

  .contact-page__form-section {
    gap: 36px;
    margin-top: 72px;
    padding: 44px;
  }

  .faq-page {
    padding: 64px 0 80px;
  }
}

@media (max-width: 991.98px) {
  html {
    scroll-padding-top: 80px;
  }

  .wrap {
    padding-right: 20px;
    padding-left: 20px;
  }

  .hdr-row {
    height: 72px;
  }

  #site-menu.nav {
    position: absolute;
    top: 72px;
    right: 0;
    left: 0;
    z-index: 50;
    display: flex;
    visibility: hidden;
    overflow: hidden;
    align-items: stretch;
    flex-direction: column;
    gap: 0;
    max-height: 0;
    padding: 0 20px;
    border-top: 1px solid transparent;
    background: #fff;
    opacity: 0;
    pointer-events: none;
    transform: translateY(-8px);
    transition:
      max-height 0.32s ease,
      padding 0.32s ease,
      opacity 0.2s ease,
      transform 0.32s ease,
      visibility 0s linear 0.32s;
  }

  .nav.is-open {
    top: 72px;
    padding: 8px 20px 20px;
  }

  #site-menu.nav.is-open {
    visibility: visible;
    overflow-x: hidden;
    overflow-y: auto;
    max-height: calc(100vh - 72px);
    padding: 8px 20px 20px;
    border-top-color: #e6eff5;
    opacity: 1;
    pointer-events: auto;
    transform: translateY(0);
    transition-delay: 0s;
  }

  #site-menu.nav .mod-menu {
    display: block;
  }

  #site-menu.nav .mod-menu > li > ul {
    display: block;
    overflow: hidden;
    max-height: 0;
    padding: 0;
    opacity: 0;
    transition:
      max-height 0.28s ease,
      padding 0.28s ease,
      opacity 0.18s ease;
  }

  #site-menu.nav .mod-menu > li.is-submenu-open > ul {
    max-height: 480px;
    padding: 0 0 8px;
    opacity: 1;
  }

  .hero {
    padding-top: 20px;
  }

  .slide {
    grid-template-columns: minmax(0, 1fr);
    min-height: 360px;
    padding: 44px 72px 76px;
  }

  .illu {
    display: none;
  }

  .arrow-l {
    left: 20px;
  }

  .arrow-r {
    right: 20px;
  }

  .c-grid,
  .contact-page__form-section,
  .about-intro,
  .about-mission,
  .mfe-error__inner {
    grid-template-columns: minmax(0, 1fr);
  }

  .about-intro__note {
    max-width: 460px;
  }

  .about-cover__heading {
    align-items: start;
    flex-direction: column;
  }

  .contact-page__form-section {
    gap: 32px;
  }

  .contact-page__form-intro {
    max-width: 580px;
  }

  .mfe-error {
    min-height: calc(100vh - 73px);
  }

  .mfe-error__inner {
    gap: 28px;
  }

  .mfe-error__code {
    text-align: center;
  }

  .stat-num {
    font-size: 40px;
  }
}

@media (max-width: 767.98px) {
  .wrap {
    padding-right: 16px;
    padding-left: 16px;
  }

  .sec {
    padding: 56px 0;
  }

  .hdr-row {
    height: 68px;
  }

  .nav.is-open {
    top: 68px;
    padding: 8px 16px 20px;
  }

  .hero {
    padding-top: 16px;
  }

  .slider,
  .c-panel,
  .f-card {
    border-radius: 20px;
  }

  .slide {
    min-height: 380px;
    padding: 36px 24px 84px;
  }

  .s-title {
    margin-top: 16px;
    font-size: clamp(30px, 9vw, 38px);
  }

  .s-sub {
    font-size: 16px;
  }

  .pill {
    padding: 6px 12px;
    font-size: 12px;
  }

  .s-btn {
    min-height: 48px;
    margin-top: 22px;
    padding: 0 20px;
  }

  .arrow {
    bottom: 14px;
    width: 40px;
    height: 40px;
  }

  .arrow-l {
    left: 14px;
  }

  .arrow-r {
    right: 14px;
  }

  .dots {
    bottom: 12px;
  }

  .tile {
    min-height: 130px;
    gap: 10px;
    padding: 18px 8px;
    border-radius: 18px;
    font-size: 13.5px;
  }

  .tile-icon {
    width: 40px;
    height: 40px;
  }

  .c-panel,
  .f-card {
    padding: 28px 20px;
  }

  .c-panel h2,
  .f-title {
    font-size: 26px;
  }

  .c-lead {
    margin-bottom: 26px;
    font-size: 15px;
  }

  .c-row {
    gap: 12px;
    padding: 18px 0;
  }

  .c-ico {
    width: 44px;
    height: 44px;
    border-radius: 13px;
  }

  .c-link {
    font-size: 19px;
  }

  .consents {
    padding: 6px 14px;
  }

  .chk {
    gap: 10px;
    padding: 12px 0;
  }

  .stat {
    padding: 28px 24px;
    border-radius: 20px;
  }

  .stat-ico {
    width: 46px;
    height: 46px;
    margin-bottom: 20px;
    border-radius: 14px;
  }

  .stat-num {
    font-size: 52px;
  }

  .stat-txt {
    font-size: 15px;
  }

  .why-head {
    gap: 12px;
    margin-bottom: 36px;
  }

  .logo--lg img {
    height: 38px;
  }

  .ins {
    padding: 44px 0 48px;
  }

  .ins-item {
    height: 58px;
    padding: 0 28px;
    font-size: 18px;
  }

  .ftr {
    padding: 56px 0 24px;
  }

  .f-mid {
    gap: 16px;
    margin-top: 40px;
    padding-top: 24px;
  }

  .p-head {
    padding: 40px 0 44px;
  }

  .p-title {
    font-size: clamp(30px, 9vw, 38px);
  }

  .p-lead {
    font-size: 16px;
  }

  .entry {
    padding: 48px 20px 64px;
    font-size: 16px;
    line-height: 1.7;
  }

  .entry h2 {
    margin-top: 44px;
    font-size: 25px;
  }

  .entry h3 {
    margin-top: 32px;
    font-size: 20px;
  }

  .entry blockquote {
    margin: 26px 0;
    padding: 20px;
    font-size: 15px;
  }

  .entry th,
  .entry td {
    padding: 12px 14px;
  }

  .faq-page {
    padding: 48px 0 64px;
  }

  .faq-section + .faq-section {
    margin-top: 44px;
  }

  .faq-section__title {
    margin-bottom: 18px;
    font-size: 24px;
  }

  .faq-item__question {
    gap: 16px;
    padding: 17px 0;
    font-size: 15.5px;
  }

  .faq-item__answer {
    padding: 0 0 18px;
    font-size: 15px;
  }

  .contact-page {
    padding: 48px 0 64px;
  }

  .about-page {
    padding: 48px 0 64px;
  }

  .about-page__content {
    font-size: 16px;
  }

  .about-head__eyebrow {
    margin-bottom: 10px;
    font-size: 11px;
  }

  .about-intro {
    gap: 28px;
  }

  .about-intro__note {
    padding: 24px;
    border-radius: 18px;
  }

  .about-intro__note strong {
    font-size: 20px;
  }

  .about-cover {
    margin-top: 40px;
    padding: 24px 20px;
    border-radius: 20px;
  }

  .about-cover__heading {
    gap: 12px;
    margin-bottom: 22px;
  }

  .about-cover__list {
    grid-template-columns: minmax(0, 1fr);
    gap: 10px;
  }

  .about-cover__list li {
    display: grid;
    grid-template-columns: 28px minmax(0, 1fr);
    gap: 12px;
    min-height: 0;
    padding: 17px;
    border-radius: 14px;
  }

  .about-cover__list li::before {
    margin-bottom: 0;
  }

  .about-mission {
    gap: 22px;
    margin-top: 48px;
    padding: 28px 24px;
    border-radius: 20px;
  }

  .about-mission p {
    font-size: 17px;
  }

  .about-documents {
    margin-top: 48px;
    padding: 0;
  }

  .about-documents__notice {
    margin-top: 22px;
    padding: 18px 20px;
    font-size: 14px;
  }

  .about-legal {
    grid-template-columns: minmax(0, 1fr);
    gap: 12px;
    margin-top: 48px;
  }

  .about-legal__card,
  .about-legal__card--wide {
    grid-column: auto;
    padding: 22px;
    border-radius: 16px;
  }

  .contact-page__title {
    margin-bottom: 20px;
    font-size: 24px;
  }

  .contact-page__card,
  .contact-page__dpo-card {
    padding: 22px;
    border-radius: 16px;
  }

  .contact-page__card p,
  .contact-page__dpo-card p {
    font-size: 15px;
  }

  .contact-page__card--link a,
  .contact-page__dpo-card a {
    font-size: 16px;
  }

  .contact-page__dpo {
    margin-top: 44px;
  }

  .contact-page__form-section {
    gap: 28px;
    margin-top: 56px;
    padding: 28px 20px;
    border-radius: 20px;
  }

  .contact-page__form-intro h2 {
    font-size: 30px;
  }

  .contact-page__form-intro p {
    font-size: 15px;
  }

  .contact-page__form-card {
    padding: 20px 16px;
    border-radius: 16px;
  }

  .contact-page__form-footer {
    gap: 14px;
  }

  .mfe-infobox {
    right: 12px;
    bottom: 12px;
    left: 12px;
    padding: 24px 42px 24px 20px;
    border-radius: 18px;
  }

  .mfe-error {
    min-height: calc(100vh - 69px);
    padding: 44px 0;
  }

  .mfe-error__code {
    font-size: clamp(100px, 32vw, 170px);
  }

  .mfe-error__card {
    padding: 28px 22px;
    border-radius: 20px;
  }
}

@media (max-width: 575.98px) {
  html {
    scroll-padding-top: 72px;
  }

  .wrap {
    padding-right: 14px;
    padding-left: 14px;
  }

  .sec {
    padding: 48px 0;
  }

  .hdr-row {
    height: 64px;
  }

  .logo img {
    height: 30px;
  }

  .burger {
    width: 40px;
    height: 40px;
  }

  .nav.is-open {
    top: 64px;
    padding-right: 14px;
    padding-left: 14px;
  }

  .slide {
    min-height: 370px;
    padding: 32px 20px 78px;
  }

  .s-title {
    font-size: clamp(29px, 9vw, 35px);
  }

  .s-sub {
    font-size: 15px;
  }

  .tiles {
    gap: 10px;
  }

  .tile {
    min-height: 120px;
    padding: 16px 6px;
    font-size: 13px;
  }

  .tile-icon {
    width: 36px;
    height: 36px;
  }

  .tiles-aside {
    font-size: 14px;
  }

  .tiles-aside a {
    display: block;
  }

  .c-panel,
  .f-card {
    padding: 24px 18px;
  }

  .btn-send {
    min-height: 52px;
    padding: 0 24px;
    font-size: 15px;
  }

  .modal-bg {
    padding: 14px;
  }

  .modal {
    padding: 32px 22px 26px;
    border-radius: 22px;
  }

  .modal-ico {
    width: 60px;
    height: 60px;
    margin-bottom: 16px;
  }

  .modal h3 {
    font-size: 23px;
  }

  .f-cols {
    gap: 28px;
  }

  .follow {
    flex-wrap: wrap;
  }

  .contact-page__form-section {
    padding: 24px 16px;
  }

  .contact-page__form-card {
    padding: 18px 14px;
  }

  .contact-page__topic-list {
    gap: 6px;
  }

  .contact-page__topic-list span {
    padding: 8px 10px;
    font-size: 12px;
  }

  .mfe-error__actions {
    flex-direction: column;
  }

  .mfe-error__home,
  .mfe-error__contact {
    width: 100%;
  }
}

/* ===========================================================================
   RESPONSIVE SCALE CALIBRATION
   Spójna hierarchia: desktop → tablet → telefon. Ten blok świadomie znajduje
   się na końcu arkusza, aby ujednolicić starsze style komponentów.
   =========================================================================== */
@media (max-width: 1199.98px) {
  .sec {
    padding-block: 80px;
  }

  .slide {
    min-height: 420px;
    padding-inline: clamp(48px, 6vw, 72px);
  }

  .contact-page,
  .faq-page,
  .about-page {
    padding-block: 64px 80px;
  }

  .contact-page__form-section {
    margin-top: 72px;
    padding: 44px;
  }
}

@media (max-width: 991.98px) {
  html {
    scroll-padding-top: 72px;
  }

  .wrap {
    padding-inline: 20px;
  }

  .hdr-row {
    height: 72px;
  }

  .nav.is-open {
    top: 72px;
    padding: 8px 20px 20px;
  }

  .sec {
    padding-block: 68px;
  }

  .hero {
    padding-top: 20px;
  }

  .slide {
    min-height: 372px;
    padding: 42px 56px 76px;
  }

  .s-title {
    font-size: clamp(34px, 5vw, 44px);
  }

  .s-sub {
    max-width: 560px;
    font-size: 16px;
  }

  .tiles {
    grid-template-columns: repeat(4, minmax(0, 1fr));
    gap: 14px;
  }

  .tile {
    min-height: 140px;
    gap: 12px;
    padding: 20px 8px;
  }

  .c-grid,
  .contact-page__form-section,
  .about-intro,
  .about-mission,
  .mfe-error__inner {
    grid-template-columns: minmax(0, 1fr);
  }

  .c-panel,
  .f-card {
    padding: 38px;
  }

  .stats {
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 18px;
  }

  .stat {
    padding: 28px;
  }

  .stat-num {
    font-size: 48px;
  }

  .f-cols {
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 32px;
  }

  .p-head {
    padding-block: 48px 52px;
  }

  .p-title {
    font-size: clamp(32px, 5vw, 44px);
  }

  .p-lead {
    font-size: 17px;
  }

  .entry {
    padding-block: 64px 80px;
  }

  .contact-page__form-section {
    gap: 32px;
    padding: 38px;
  }

  .about-intro {
    gap: 32px;
  }

  .about-intro__note {
    max-width: 500px;
  }

  .about-cover__heading {
    align-items: flex-start;
    flex-direction: column;
  }

  .about-mission {
    gap: 28px;
  }

  .mfe-error__inner {
    gap: 28px;
  }

  .mfe-error__code {
    text-align: center;
  }
}

@media (prefers-reduced-motion: reduce) {
  #site-menu.nav,
  #site-menu.nav .mod-menu > li > ul,
  .burger__icon span {
    transition: none;
  }
}

@media (max-width: 767.98px) {
  html {
    scroll-padding-top: 68px;
  }

  .wrap {
    padding-inline: 16px;
  }

  .hdr-row {
    height: 68px;
  }

  .nav.is-open {
    top: 68px;
    padding: 8px 16px 20px;
  }

  .sec {
    padding-block: 56px;
  }

  .hero {
    padding-top: 16px;
  }

  .slider,
  .c-panel,
  .f-card {
    border-radius: 20px;
  }

  .slide {
    min-height: 368px;
    padding: 34px 24px 82px;
  }

  .s-title {
    margin-top: 16px;
    font-size: clamp(29px, 7vw, 34px);
    line-height: 1.1;
  }

  .s-sub,
  .p-lead {
    font-size: 16px;
    line-height: 1.58;
  }

  .pill {
    padding: 6px 11px;
    font-size: 11.5px;
  }

  .s-btn {
    min-height: 48px;
    margin-top: 22px;
    padding-inline: 20px;
  }

  .arrow {
    bottom: 14px;
    width: 40px;
    height: 40px;
  }

  .arrow-l {
    left: 14px;
  }

  .arrow-r {
    right: 14px;
  }

  .dots {
    bottom: 12px;
  }

  .tiles {
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 12px;
  }

  .tile {
    min-height: 126px;
    gap: 10px;
    padding: 16px 8px;
    border-radius: 18px;
    font-size: 13px;
  }

  .tile-icon {
    width: 38px;
    height: 38px;
  }

  .c-panel,
  .f-card {
    padding: 28px 22px;
  }

  .c-panel h2,
  .f-title {
    font-size: 26px;
  }

  .c-lead {
    margin-bottom: 26px;
    font-size: 15px;
  }

  .c-row {
    gap: 12px;
    padding-block: 18px;
  }

  .c-ico {
    width: 44px;
    height: 44px;
    border-radius: 13px;
  }

  .c-link {
    font-size: 19px;
  }

  .f-grid,
  .contact-page__fields,
  .contact-page__grid,
  .stats,
  .f-cols,
  .about-legal {
    grid-template-columns: minmax(0, 1fr);
  }

  .consents {
    padding-inline: 14px;
  }

  .stat {
    padding: 26px 22px;
    border-radius: 20px;
  }

  .stat-ico {
    width: 46px;
    height: 46px;
    margin-bottom: 18px;
    border-radius: 14px;
  }

  .stat-num {
    font-size: 44px;
  }

  .stat-txt {
    margin-top: 10px;
    font-size: 15px;
  }

  .why-head {
    gap: 12px;
    margin-bottom: 36px;
  }

  .ins {
    padding-block: 44px 48px;
  }

  .ins-item {
    height: 56px;
    padding-inline: 28px;
    font-size: 18px;
  }

  .ftr {
    padding: 52px 0 24px;
  }

  .f-cols {
    gap: 28px;
  }

  .f-mid {
    gap: 16px;
    margin-top: 40px;
    padding-top: 24px;
  }

  .p-head {
    padding-block: 40px 44px;
  }

  .p-title {
    font-size: clamp(28px, 5vw, 32px);
  }

  .entry,
  .contact-page,
  .faq-page,
  .about-page {
    padding-block: 48px 64px;
  }

  .entry {
    padding-inline: 20px;
    font-size: 16px;
    line-height: 1.7;
  }

  .entry h2 {
    margin-top: 42px;
    font-size: 24px;
  }

  .entry h3 {
    margin-top: 30px;
    font-size: 20px;
  }

  .entry blockquote {
    margin-block: 24px;
    padding: 20px;
    font-size: 15px;
  }

  .faq-section + .faq-section,
  .contact-page__dpo {
    margin-top: 44px;
  }

  .faq-section__title,
  .contact-page__title {
    margin-bottom: 18px;
    font-size: 23px;
  }

  .faq-item__question {
    gap: 16px;
    padding-block: 17px;
    font-size: 15.5px;
  }

  .faq-item__answer {
    padding: 0 0 18px;
    font-size: 15px;
  }

  .contact-page__card,
  .contact-page__dpo-card {
    padding: 22px;
    border-radius: 16px;
  }

  .contact-page__card p,
  .contact-page__dpo-card p {
    font-size: 15px;
  }

  .contact-page__card--link a,
  .contact-page__dpo-card a {
    font-size: 16px;
  }

  .contact-page__form-section {
    gap: 28px;
    margin-top: 56px;
    padding: 28px 20px;
    border-radius: 20px;
  }

  .contact-page__form-intro h2 {
    font-size: 28px;
  }

  .contact-page__form-intro p {
    font-size: 15px;
  }

  .contact-page__form-card {
    padding: 20px 16px;
    border-radius: 16px;
  }

  .contact-page__fields input,
  .contact-page__fields textarea {
    font-size: 16px;
  }

  .contact-page__form-footer {
    align-items: stretch;
    gap: 14px;
    flex-direction: column;
  }

  .contact-page__form-footer .btn-send {
    width: 100%;
    justify-content: center;
  }

  .about-page__content {
    font-size: 16px;
  }

  .about-page__content h2 {
    font-size: 24px;
  }

  .about-head__eyebrow {
    margin-bottom: 10px;
    font-size: 11px;
  }

  .about-intro {
    gap: 28px;
  }

  .about-intro__note {
    padding: 24px;
    border-radius: 18px;
  }

  .about-intro__note strong {
    font-size: 20px;
  }

  .about-cover {
    margin-top: 40px;
    padding: 24px 20px;
    border-radius: 20px;
  }

  .about-cover__heading {
    gap: 12px;
    margin-bottom: 22px;
  }

  .about-cover__list {
    grid-template-columns: minmax(0, 1fr);
    gap: 10px;
  }

  .about-cover__list li {
    display: grid;
    grid-template-columns: 28px minmax(0, 1fr);
    gap: 12px;
    min-height: 0;
    padding: 17px;
    border-radius: 14px;
  }

  .about-cover__list li::before {
    margin-bottom: 0;
  }

  .about-mission {
    gap: 22px;
    margin-top: 48px;
    padding: 28px 24px;
    border-radius: 20px;
  }

  .about-mission p {
    font-size: 17px;
  }

  .about-documents {
    margin-top: 48px;
    padding-inline: 0;
  }

  .about-documents__notice {
    margin-top: 22px;
    padding: 18px 20px;
    font-size: 14px;
  }

  .about-legal {
    gap: 12px;
    margin-top: 48px;
  }

  .about-legal__card,
  .about-legal__card--wide {
    grid-column: auto;
    padding: 22px;
    border-radius: 16px;
  }

  .mfe-infobox {
    right: 12px;
    bottom: 12px;
    left: 12px;
    padding: 24px 42px 24px 20px;
    border-radius: 18px;
  }

  .mfe-error {
    min-height: calc(100vh - 69px);
    padding-block: 44px;
  }

  .mfe-error__code {
    font-size: clamp(100px, 30vw, 164px);
  }

  .mfe-error__card {
    padding: 28px 22px;
    border-radius: 20px;
  }

  .mfe-error__card h1 {
    font-size: 30px;
  }
}

@media (max-width: 575.98px) {
  html {
    scroll-padding-top: 64px;
  }

  .wrap {
    padding-inline: 14px;
  }

  .sec {
    padding-block: 48px;
  }

  .hdr-row {
    height: 64px;
  }

  .logo img {
    height: 30px;
  }

  .logo-txt {
    font-size: 14px;
  }

  .logo-div {
    height: 24px;
  }

  .burger {
    width: 40px;
    height: 40px;
  }

  .nav.is-open {
    top: 64px;
    padding-inline: 14px;
  }

  .slide {
    min-height: 360px;
    padding: 30px 20px 76px;
  }

  .s-title {
    font-size: clamp(28px, 8vw, 32px);
  }

  .tiles {
    gap: 10px;
  }

  .tile {
    min-height: 118px;
    padding: 14px 6px;
    font-size: 12.5px;
  }

  .tile-icon {
    width: 36px;
    height: 36px;
  }

  .c-panel,
  .f-card {
    padding: 24px 18px;
  }

  .c-panel h2,
  .f-title {
    font-size: 24px;
  }

  .h2,
  .why-word {
    font-size: 26px;
  }

  .c-link {
    font-size: 18px;
  }

  .stat {
    padding: 24px 20px;
  }

  .stat-num {
    font-size: 42px;
  }

  .p-head {
    padding-block: 36px 40px;
  }

  .p-title {
    font-size: 28px;
    line-height: 1.16;
  }

  .p-lead {
    margin-top: 14px;
    font-size: 15.5px;
    line-height: 1.6;
  }

  .entry {
    padding: 42px 18px 56px;
  }

  .entry h2 {
    margin-top: 36px;
    font-size: 22px;
  }

  .entry h3 {
    margin-top: 28px;
    font-size: 19px;
  }

  .contact-page,
  .faq-page,
  .about-page {
    padding-block: 42px 56px;
  }

  .faq-section__title,
  .contact-page__title,
  .about-page__content h2 {
    font-size: 22px;
  }

  .contact-page__form-intro h2 {
    font-size: 26px;
  }

  .contact-page__form-section {
    padding: 24px 16px;
  }

  .contact-page__form-card {
    padding: 18px 14px;
  }

  .contact-page__topic-list {
    gap: 6px;
  }

  .contact-page__topic-list span {
    padding: 8px 10px;
    font-size: 12px;
  }

  .about-cover {
    padding-inline: 16px;
  }

  .about-mission {
    padding: 24px 20px;
  }

  .about-mission p {
    font-size: 16px;
  }

  .about-legal__card,
  .about-legal__card--wide {
    padding: 20px;
  }

  .mfe-error__card {
    padding: 24px 18px;
  }

  .mfe-error__card h1 {
    font-size: 28px;
  }
}

/* Dopasowanie wysokości animowanego panelu do niższego nagłówka na telefonach. */
@media (max-width: 767.98px) {
  #site-menu.nav {
    top: 68px;
    padding-inline: 16px;
  }

  #site-menu.nav.is-open {
    max-height: calc(100vh - 68px);
    padding: 8px 16px 20px;
  }
}

@media (max-width: 575.98px) {
  #site-menu.nav {
    top: 64px;
    padding-inline: 14px;
  }

  #site-menu.nav.is-open {
    max-height: calc(100vh - 64px);
    padding: 8px 14px 20px;
  }
}

/* ===========================================================================
   MOBILE VISUAL POLISH
   Stała hierarchia i rytm odstępów dla widoków do 767 px.
   =========================================================================== */
@media (max-width: 767.98px) {
  .sec {
    padding-block: 48px;
  }

  .h2,
  .why-word,
  .c-panel h2,
  .f-title {
    font-size: 24px;
    line-height: 1.2;
  }

  .hero {
    padding-top: 12px;
  }

  .slide {
    min-height: 340px;
    padding: 28px 20px 72px;
  }

  .s-title {
    margin: 14px 0 10px;
    font-size: 30px;
    line-height: 1.12;
  }

  .s-sub {
    font-size: 15px;
    line-height: 1.55;
  }

  .s-btn {
    min-height: 46px;
    margin-top: 20px;
    font-size: 14px;
  }

  .tiles-head,
  .why-head {
    margin-bottom: 28px;
  }

  .tiles-aside,
  .stat-txt {
    font-size: 14px;
  }

  .tile {
    min-height: 120px;
    padding: 14px 6px;
    font-size: 12.5px;
    line-height: 1.35;
  }

  .tile-icon {
    width: 36px;
    height: 36px;
  }

  .c-panel,
  .f-card {
    padding: 24px 20px;
  }

  .c-lead {
    margin-bottom: 22px;
    font-size: 15px;
    line-height: 1.55;
  }

  .c-row {
    padding-block: 16px;
  }

  .c-link {
    font-size: 18px;
    line-height: 1.4;
  }

  .f-title {
    margin-bottom: 22px;
  }

  .field label,
  .contact-page__fields label {
    margin-bottom: 6px;
    font-size: 13px;
  }

  .field input {
    height: 50px;
    padding-inline: 14px;
    font-size: 16px;
  }

  .f-grid {
    gap: 12px;
    margin-bottom: 22px;
  }

  .consents {
    border-radius: 14px;
  }

  .chk {
    padding-block: 11px;
    font-size: 12px;
  }

  .btn-send {
    height: 52px;
    font-size: 15px;
  }

  .stat {
    padding: 22px 20px;
    border-radius: 18px;
  }

  .stat-ico {
    width: 42px;
    height: 42px;
    margin-bottom: 16px;
    border-radius: 12px;
  }

  .stat-num {
    font-size: 42px;
  }

  .ins {
    padding-block: 38px 42px;
  }

  .ftr {
    padding: 44px 0 22px;
  }

  .f-cols {
    gap: 24px;
  }

  .f-cols h3,
  .f-cols .moduletable > h3 {
    margin-bottom: 12px;
  }

  .f-links,
  .f-cols .mod-menu {
    gap: 2px;
  }

  .f-mid {
    margin-top: 32px;
    padding-top: 20px;
  }

  .p-head {
    padding-block: 34px 38px;
  }

  .p-head::after {
    top: -152px;
    right: -116px;
    width: 290px;
    height: 290px;
    border-width: 44px;
  }

  .p-title {
    font-size: 30px;
    line-height: 1.16;
  }

  .p-lead {
    margin-top: 14px;
    font-size: 15.5px;
    line-height: 1.6;
  }

  .entry,
  .contact-page,
  .faq-page,
  .about-page {
    padding-block: 40px 52px;
  }

  .entry {
    padding-inline: 18px;
    font-size: 16px;
    line-height: 1.68;
  }

  .entry p {
    margin-bottom: 18px;
  }

  .entry h2,
  .faq-section__title,
  .contact-page__title,
  .about-page__content h2 {
    font-size: 22px;
    line-height: 1.25;
  }

  .entry h2 {
    margin-top: 34px;
  }

  .entry h3 {
    margin-top: 26px;
    font-size: 19px;
  }

  .faq-section + .faq-section,
  .contact-page__dpo {
    margin-top: 36px;
  }

  .faq-item__question {
    padding-block: 15px;
    font-size: 15.5px;
    line-height: 1.4;
  }

  .faq-item__answer {
    padding-bottom: 16px;
    font-size: 15px;
    line-height: 1.65;
  }

  .contact-page__card,
  .contact-page__dpo-card {
    padding: 20px;
  }

  .contact-page__card p,
  .contact-page__dpo-card p {
    font-size: 15px;
    line-height: 1.58;
  }

  .contact-page__form-section {
    gap: 24px;
    margin-top: 44px;
    padding: 24px 18px;
  }

  .contact-page__form-intro > span {
    margin-bottom: 10px;
    font-size: 11px;
  }

  .contact-page__form-intro h2 {
    font-size: 24px;
    line-height: 1.2;
  }

  .contact-page__form-intro p {
    margin-top: 12px;
    font-size: 15px;
    line-height: 1.55;
  }

  .contact-page__form-card {
    padding: 18px 14px;
  }

  .contact-page__topics {
    margin-bottom: 20px;
  }

  .about-intro {
    gap: 24px;
  }

  .about-intro__note {
    padding: 20px;
  }

  .about-intro__note strong {
    font-size: 19px;
  }

  .about-cover {
    margin-top: 32px;
    padding: 20px 16px;
    border-radius: 18px;
  }

  .about-cover__list li {
    padding: 15px;
  }

  .about-mission {
    gap: 18px;
    margin-top: 36px;
    padding: 24px 20px;
    border-radius: 18px;
  }

  .about-mission p {
    font-size: 16px;
    line-height: 1.55;
  }

  .about-documents,
  .about-legal {
    margin-top: 36px;
  }

  .about-legal__card,
  .about-legal__card--wide {
    padding: 20px;
  }

  .mfe-infobox {
    padding: 20px 40px 20px 18px;
  }

  .mfe-error {
    padding-block: 36px;
  }

  .mfe-error__code {
    font-size: clamp(92px, 28vw, 134px);
  }

  .mfe-error__card {
    padding: 24px 20px;
  }

  .mfe-error__card h1 {
    font-size: 28px;
  }

  .mfe-error__card p {
    margin-top: 14px;
    font-size: 15.5px;
    line-height: 1.6;
  }
}

@media (max-width: 575.98px) {
  .sec {
    padding-block: 40px;
  }

  .h2,
  .why-word,
  .c-panel h2,
  .f-title {
    font-size: 22px;
  }

  .slide {
    min-height: 328px;
    padding: 26px 18px 68px;
  }

  .s-title,
  .p-title {
    font-size: 28px;
  }

  .tile {
    min-height: 112px;
  }

  .c-panel,
  .f-card {
    padding: 22px 18px;
  }

  .p-head {
    padding-block: 30px 34px;
  }

  .entry,
  .contact-page,
  .faq-page,
  .about-page {
    padding-block: 36px 48px;
  }

  .contact-page__form-section {
    margin-top: 36px;
    padding: 22px 14px;
  }

  .contact-page__form-intro h2 {
    font-size: 23px;
  }

  .about-mission,
  .about-legal__card,
  .about-legal__card--wide {
    padding: 20px 18px;
  }
}